Benefits & Support Resources
Medicare, Medicaid, financial assistance for caregivers, VA benefits, and programs that help pay for care.
Did You Know?
Almost every state has a Medicaid self-directed care option that lets the person receiving care hire a family member as a paid caregiver. Most caseworkers do not proactively offer it, you have to ask specifically for "self-directed care" or "consumer-directed personal assistance."
Eldercare Locator
A free US government service that connects older adults and caregivers with local services: in-home help, transportation, meal delivery, and more. Search by zip code.
Visit ResourceGrantLantern: Caregiver Financial Help Finder
A free tool that matches your situation to financial assistance programs you may qualify for, covering caregiver stipends, Medicaid family caregiver pay, VA benefits, NFCSP grants, and respite funding. No account required.
Visit ResourceMedicaid: Home & Community Based Services
Information on Medicaid coverage for home care, personal care, and long-term care. Coverage varies by state. Ask specifically about self-directed care options that may allow family members to be paid caregivers.
Visit ResourceMedicare.gov
The official US Medicare website. Find coverage information, compare plans, locate providers, and understand what Medicare covers for home health care, skilled nursing, and medical equipment.
Visit ResourceNational Family Caregiver Support Program (NFCSP)
A federal program providing grants to states for caregiver services, including counseling, respite care, and supplemental support. Contact your local Area Agency on Aging to find what is available in your area.
Visit ResourceState Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling from trained volunteers in every state. Helps you understand your Medicare options, compare plans, and navigate benefits. Completely free, no sales pitch.
Visit ResourceVA Program of Comprehensive Assistance for Family Caregivers (PCAFC)
If you care for a veteran injured in the line of duty, the VA may provide a monthly stipend averaging $2,000 to $2,800, health insurance through CHAMPVA, mental health services, and respite care.
Visit ResourceLong-Term Care Ombudsman Program
A free, confidential advocate for residents of nursing homes and assisted living facilities. Ombudsmen help residents and families understand their rights and work to resolve complaints about quality of care, dignity, and safety. Available in every state.
Visit ResourceAdult Foster Care (AFC) and Structured Family Caregiving
Some states pay a family member a monthly, tax-free stipend to serve as a live-in caregiver, under names like Adult Foster Care (AFC), Adult Family Living, or Structured Family Caregiving. Eligibility is tied to the care recipient's Medicaid status, so income limits apply.
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Care Plan Software for Individuals, Families, Caregivers & Care Teams.
"No one receiving care should feel unknown. No one providing care should feel unprepared."